We all have only one opportunity to retire. One misstep a the wrong time can jeopardize the success for which you’ve worked so hard. We focus on comprehensive, tax-efficient strategies to optimize your retirement income, save more on taxes, and have more to leave to your family or favorite charities. We help our clients to create comprehensive retirement plans now so they don't have to worry later.

We start with you. Our investment approach is one that meets you where you are, then we create strategies to maximize your portfolio's potential in accordance with your risk tolerance level. This is a collaborative process where we maintain open communication with you by providing timely reports and updates about your portfolio's performance and execute strategic repositioning when suitable and necessary. 

• Life Insurance - Our life insurance solutions do so much more than just cover the mortgage! It can replace your income for a number of years, and provide important financial security for those you leave behind. We specialize in a variety of effective life insurance planning strategies that serve to protect your investment portfolio and other assets, build secure wealth and protect your loved ones when you are no longer around to provide for them. 

Request your Life Insurance Quote now!

• Types of life insurance we offer include - Term Life, Whole Life, Basic Universal Life, Index Universal Life, and Final Expense

• Advanced Planning Strategies with Life Insurance include:

  • • Tax-Free Retirement

    • College Funding 

    • Key Person Life Insurance 

    • Business partner Buy/Sell Agreement Funding

    • Estate Equalization 

Covering the cost of Long-Term Care Needs - The majority of American families have already had the experience of caring for at least one family member with a long-term disability or a chronic illness. None are ever truly prepared for the serious emotional and financial impact of this situation. The likelihood of  you or someone you love needing custodial long-term care in a facility or at home is increasing as our population ages. Here at Haven FS, we have access to the most cost-effective, IRS compliant solutions that will help your family to cover the cost of long-term care needs while preserving and protecting family assets. 

Annuities are personal pension plans with no contribution limits, making them an attractive option for self-employed individuals. They provide a steady income stream during retirement, contributions grow tax-deferred, and payouts can be structured for life or a fixed period. Whether you're self-employed and looking to save for retirement, or just looking for a place to bring your pensions together, our Personal Pension Plan could be right for you.